Nathan Kingman

1996 - Present

Mr. Kingman is responsible for conducting and overseeing loan, compliance, CRA, and due diligence reviews.  In addition; Mr. Kingman also performs lease administration reviews, ALLL analyses, fair lending reviews, special investigations; and, provides general consulting.                       

Mr. Kingman has participated or led assignments at banks, foreign agencies, and foreign branches of international banks throughout California, Arizona, Nevada, Texas, Florida, Illinois, Oregon, New York, Utah, and Washington.  His loan review experience includes syndicated loans, large commercial real estate loans, construction financing, international trade finance, asset based lending, credit enhancements, leasing activities, credit card lending, sub-prime loan products, and hotel financing.  He has reviewed and analyzed numerous complex and troubled loans involving foreclosures, bankruptcy, and lender liability issues. Mr. Kingman leads our loan portfolio due diligence teams. He also conducts reviews of real estate appraisals for FIRREA compliance. 

Mr. Kingman routinely performs and develops detailed ALLL analyses for clients, which incorporate loan loss migration, computer modeling and economic analysis.  Mr. Kingman has also conducted forensic examinations involving suspicious activities, money laundering, loan fraud, and loan loss issues.  He has also assisted banks in developing new lending products and establishing new departments to administer these products. 

Mr. Kingman has assisted many banks in developing creative CRA solutions; developed custom designed compliance programs; and, written various compliance policies and procedures.  He has also assisted many banks in complying with regulatory enforcement actions, developing loan policies, improving Board reports, and strategic planning. 

Mr. Kingman is involved in employee recruitment and heads the new employee training program. 


B.A./ Administrative Studies – University of California at Riverside, 1994

Contact Info:



  • Credit Risk Certified (CRC) - Risk Management Association (RMA)
  • Certified Regulatory Compliance Manager (CRCM) - American Bankers Association
  • Certified Lender Business Banker (CLBB) - American Bankers Association


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